What Are Commercial Auto Insurance Filings?

If you have a business in Los Angeles that operates commercial vehicles, you need to obtain a Commercial Auto Insurance Filing. This document is required by the government and proves that you have a liability insurance and/or cargo insurance. Remember that your insurance should cover the minimum requirements. This filing is a guarantee that your business will carry out its legal responsibilities towards the public.

Since many commercial vehicles are big and heavy, they may pose serious risks to other drivers on the road. If an accidents happens, your business needs to be responsible for damage caused to others.

Types of Filings for Commercial Vehicles

Each business requires a different filing. This greatly depends on the services you offer as well as the type of vehicles you use for it. Some vehicles will require specialized coverage, while others can go through a standard procedure. For instance, vehicles that carry hazardous materials will need more attention.

To determine what kind of filing your business needs, consider the following points:

  • What type of vehicle does your business use?
  • What type of business do you operate in Los Angeles?
  • What type of cargo or passengers do your vehicles transport?
  • What locations do your vehicles travel to?

How Do I Obtain a Filing for My Vehicle?

Commercial Auto Insurance filings are usually handled by your insurer. Contact our experts in Los Angeles to find you a reliable insurance partner and start the filing process. After an initial consultation, we will go out looking for the best match for your business. Most importantly, we make sure all your insurance questions are answered.

After you find your insurer, they will complete your filing and support you throughout the process.

Who Needs to Submit a Filing?

Contact your insurer or insurance consulting company for any information regarding your application. You can also visit the official website of FMCSA. These resources will help you understand whether your business needs a filing or not. Also, you will learn about the types of vehicles that require the document. If this process seems very time-consuming, let us handle it for you. Reach out to our support team to determine your next steps.